Lee Ann Miller Honored By Allen Tate Company

January 29th 2010

Lee Ann Miller, with the Allen Tate Company, recently received The Barbara Tate Legendary Service Award. This award is provided to the Realtor that has consistently demonstrated exceptional service to clients.  This award winner has also earned a reputation for market knowledge, negotiating skills, communication skills and delivers these skills to the consumer in a manner that exceeds expectations.  Additionally, the winner embraces the one-stop shopping model the Allen Tate Company provides and has partnered with our family of companies to deliver a comprehensive real estate experience to the client. Only one award company-wide is given each year.  Lee Ann Miller has been honored with this, the highest of all Allen Tate awards for the year 2010. She recieved awards for the Masters Circle, President’s Club (Over $200 Million in Sales) & Top Team.

 Lee Ann Miller has a full service real estate team, in the Lake Norman office, where she has been helping clients move up, move out, or move on since 1987. For information about Lee Ann Miller and her team visit www.LeeAnnMiller.com    

The Most Important Questions in Real Estate Today

 

Common Sense Answers from Real Estate Expert Steve Harney
 

How do I price my house to sell in today’s market?

Your Allen Tate Realtor® is your best resource in helping you understand what it will take to sell your home timely and at the maximum value. Your Realtor can provide you with a comparative market analysis of recent home sales in your area, and offer helpful tips to market your home in top condition. Successful sellers are willing to price their home at or below market value, and reduce their listing price accordingly if it remains on the market. Research shows the longer a home is on the market, the lower the sales price when the home sells.*

 

How do I know that now is the right time to buy?

If you are employed, have decent credit and some money set aside for a down payment, then this is one of the best times in history to purchase a home.

 Interest rates are at an all-time low; there’s a great inventory of homes, priced to sell; and there are a wide variety of loan programs available. Additionally, first-time home buyers with adjusted gross incomes of $75,000 for single filers and $150,000 for joint filers are eligible for an $8,000 federal tax credit for homes purchased in 2009. That’s a great opportunity.

 

How do I sell my house at the price I need to move up?

If you have equity in your existing home, you can leverage that equity to move up. Most North and South Carolina home owners who purchased their homes before 2005 will still be able to recoup their investment and potentially see some return. Sellers need to understand that if they are willing to take less on their existing home, they will very likely be able to purchase a new home at the same discount or better. Sellers simply need to get past the mindset that they “deserve” the same price as their neighbor, who sold his home two or three years ago. It’s a different market today, and it is very unlikely that will happen.

 

Will interest rates continue to fall?

Low interest rates are designed to stimulate the economy by encouraging consumer confidence. The interest rates we’ve been seeing since last summer are at a 25-year low. So when interest rates begin to rise, it’s a sign that the economy is improving. We’re already seeing some small increases in interest rates. Buyers who are waiting for “the bottom” may find themselves disappointed when their ideal home is sold to a more eager buyer. The reality is that we will not know when we have hit “bottom” until it has passed.

 

What do I need to know about mortgages?

Contrary to popular belief, mortgage money is still available, but more documentation is required than ever before. You’ll also need a down payment, but there are several loan programs which require only 3-to-5 percent down. There are several excellent programs targeted to first-time buyers, as well as federal loan programs, if you qualify. As always, it makes good sense to pre-qualify for a mortgage before you start shopping, so you know how much home you can afford. Your Allen Tate Mortgage Consultant would be happy to answer your mortgage questions and guide you through the pre-qualification process.

*National Association of Realtors 2008 Profile of Home Buyers and Sellers

                                  

           For information Contact The Lee Ann Miller Team  
      

  704-896-5141 Office

                                                        www.LeeAnnMiller.com

Charlotte, NC – Real Estate

Good Real Esate News To Report For Charlotte, NC

                                                                                                                                                                                               April 2009

As we continue to weather the current economic conditions, I have good news to report.

I am selling houses!  Clearly, some of the media will have us think that the housing market is at a standstill.  Please understand, this is not true.  In fact, some more good news might surprise you!

I am often asked, “When do you think the real estate market will get better?”  My response is simple … “For whom?”

For the first-time buyer … NEVER!  With a $8,000 federal tax credit (real cash, not a deduction) for first-time buyers and interest rates hovering around 5%, the market will never be better.  If you’d like more information on this amazing opportunity or know of someone that should take advantage of this limited time offer, please call me.  The credit is set to expire November 30.

For the investor buyer … NEVER!  What an opportunity to diversify your investment portfolio and add real estate as an asset to your long-term financial goals.  With interest rates low, an ample supply of inventory to choose from including new construction opportunities that minimize maintenance costs in the near term, the market will never be better.  Interested in knowing what this means to you specifically?  Call me!

For the move-up buyer … NEVER!  With the current market pricing, the time to sell your current home for less than its previous value and purchasing a larger home at a comparable percentage discount results in real returns.  Add to that savings the differential in the current interest rates vs. where the rates could be when you make the move in the future, the differential could be hundreds of thousands in savings.  The market for you will never be better. 

As you see, there is good news out there for many real estate consumers.  I assure you that many will look back at 2009 and classify it as a “lost opportunity” if you do not take advantage.

If you have any questions or just want to chat, give me a call —Lee Ann Miller  

                                                                                                
                                                              704-896-5141 Office
                                                           www.LeeAnnMiller.com  
                                                              Allen Tate Company

8,000 New Reasons to Buy Now!

First-Time Home Buyer Tax Credit Effective Through December 2009

 

As part of the new economic stimulus bill passed on February 13, 2009, first-time home buyers may take advantage of an $8,000 tax credit on the purchase of a principal residence from January 1 through December 31, 2009.

The credit, which does not require repayment, will be claimed on a tax return to reduce the buyer’s income tax liability. Individuals filing “single” Form 1040 filing status must have an adjusted gross income not to exceed $75,000. Individuals filing a joint return may have income of no more than $150,000. The credit is for 10 percent of the cost of the home, up to a limit of $8,000.

This new tax credit replaces the previous $7,500 tax credit (loan) created by the Housing and Economic Recovery Act in July 2008. 

                                                                      
                                                                      704-896-5141 Office
                                                                    www.LeeAnnMiller.com

Real Estate: 14501 Hwy 73 -Huntersville, NC

Exclusive Waterfront

       

                             click here for additional information and photos

 

 

HOUSE INFORMATION:

 Rare find! Transitional waterfront home on 1.3 acres with the option to purchase an additional 1.2 acres for a rare Estate on Lake Norman. View miles of water views from the sandy beach or from extensive porches & terraces. Tree lined entrance to home for extra privacy. Wonderful home for entertaining inside or out. Home completely redone in 1987 with less than 5% of original home used. Light hardwood floors offset the rest of the warm colors throughout home and the granite countertop in the Kitchen. Spacious Great Room offers sitting area, dining area, Library loft, access to screened porch or terrace and breathtaking views of the lake. The large 8ft circular window is the focal point of the Great Room and is located in the Library loft. The perfect spot to relax and read a book. Secluded main level Owner’s Suite insures a peaceful night’s sleep with its picturesque lake views. Owner’s Suite also features a separate sitting area with fireplace & private access to rear terrace. Lake level offers a second Great Room or Recreation Room, second dining area, Kitchenette (or wet bar), two bedrooms & home office space. If you love to spending time reading or relaxing after a long day of work, then this is the home for you. Imagine getting to do both while enjoying the sights and sounds of the Lake Norman from your fabulous screened porch or many terraces & patios. Great location with easy access to Charlotte, Cornelius, Denver, Birkdale, restaurants & more!

PROPERTY LOCATION: Street: 14501 Hwy 73                                                       Subdivision: None Tax Location / Zip: Huntersville/ 28078 MLS Area: 13-4

LISTING INFO:                    Status: Active Category: Single Family             MLS: 2016110 Price: 704-896-5141

 Some properties that appear for sale on this website may subsequently have been sold and may no longer be available.

   

 

                                          

                                         

Real Estate: 392 Furnace Road–Eastern Lincoln County, NC

Tuscan Treasure

 

                                 Click here for additional information and photos

 

HOUSE INFORMATION:

 
 You will feel like your on vacation every time you pull into your driveway! Stunning European home nestled on a peaceful setting of 3.9 acres with a small meadow on back of property perfect for horses or vineyard. Home was designed after a beautiful Tuscan retreat and not a single detail was left out from Mahogany doors, Cooper accents, Australian Cypress wood floors, exposed wood beams to the two story stone fireplace. This home will not disappoint! Tranquil sounds from the water fountain welcome you into this estate where you enter into an impressive two story Great Room that contains the 30’ stone fireplace, Spruce hardwood ceiling, turret, floating staircase, 2 coat closets  & massive exposed wood beams. The Great Room opens into the true Tuscan Kitchen. Kitchen offers distressed Cherry cabinets, Granite countertops, brick accents, walk-in pantry and an AGA gas stove top & electric oven complete with range master warmer. The Dining Room is only a few steps away and is accented by a beautiful custom arched window, Old World chandelier and has access to courtyard. Main level owner’s suite features a trey ceiling, stone fireplace, and a luxurious spa like bathroom. Owner’s bathroom offers a Jacuzzi Tub, tumbled stone walk-in shower, large walk-in closet & private access to rear terrace that overlooks salt water pool & acreage. Two additional bedrooms, Kitchenette, Bonus room/4th bedroom are located on the second level. Basement level is plumed & framed for future expansion. Also unfinished is a studio styled apartment above the detached 3 car garage. Home wouldn’t be complete without the computerized salt water pool. Enjoy it year round with waterfall, spa & jumping rock. The estate also features a wireless internet that extends to pool area. Lots of other details that you will need to see in person. Private setting with hills, meadows & a small creek that would make an excellent property for horses, Vineyard or true Tuscan lovers!

PROPERTY LOCATION: Street: 392 Furnace Road Subdivision: None Tax Location / Zip: Iron Station /28080                           MLS Area: 13-4

LISTING INFO:                    Status: Category: Single Family MLS: 756485  Price: Call 704-896-5141

  

Some properties that appear for sale on this website may subsequently have been sold and may no longer be available.